Effective Date: January, 1st 2025
By using Xtudio’s website, client portal, payment site, forms, landing pages, and other digital resources, you agree to the following Terms & Conditions. If you do not agree with these terms, please do not use our services.

General Terms
-Eligibility: You must be at least 18 years old to use our services. By using our website, you represent that you are of legal age.
-Account Creation: To access certain services, you may need to create an account. You agree to provide accurate and up-to-date information during registration and to maintain the security of your account.

‍Use of Our Services
-Client Portal & Payment Site: You may use the client portal and payment site to manage your subscriptions, memberships, and billing information. You are responsible for keeping your account information confidential and for any activities under your account.
-Forms & Landing Pages: You may use the forms and landing pages for their intended purposes. Any use that violates our policies or the law is prohibited.

‍Prohibited Use
‍You agree not to:
Engage in any activity that could harm the functionality or security of our website, client portal, payment site, or other digital resources.Use our website for any illegal activities or violate the rights of others.

‍Payments and Subscriptions
-Pricing & Billing: Prices for services are listed on our website and are subject to change. By purchasing or subscribing to services, you agree to pay the fees associated with those services.
-Refunds: Refunds are issued at our discretion and in accordance with our refund policy, if applicable.
-Cancellations: You may cancel your subscription or membership through the client portal or by contacting us directly. Please refer to our cancellation policy for more details.

Intellectual Property
‍All content, logos, trademarks, and digital resources on our website are owned by Xtudio or licensed to us. You may not reproduce, distribute, or create derivative works without prior written permission.
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Limitation of Liability
‍Xtudio will not be liable for any damages arising from your use of our website, client portal, payment site, or other digital resources, including but not limited to indirect, incidental, or consequential damages.

‍Indemnification
‍You agree to indemnify and hold harmless Xtudio, its affiliates, and partners from any claims, losses, or damages arising out of your violation of these Terms & Conditions or use of our services.

‍Changes to Terms & Conditions
‍We reserve the right to modify or update these Terms & Conditions at any time. The revised version will be posted on this page with an updated effective date.

‍Governing Law
‍These Terms & Conditions are governed by the laws of [insert jurisdiction], and any disputes will be resolved in the appropriate courts of that jurisdiction.

‍Contact Us
‍For any questions regarding these Terms & Conditions, please contact us at:
xtudiousa@gmail.com